Naples Gulf Access Homes Under $3 Million
Naples Gulf Access Homes $1 Million to $3 Million - Newest First
One of the lowest-priced single-family waterfront homes offering direct, no-bridge Gulf access currently on the market! An exceptional opportunity to own a waterfront pro...
- 3 Beds
- 2 Baths
- 226040433 MLS
Courtesy of Coldwell Banker Realty.
EXCEPTIONAL GULF ACESS CANAL WATERFRONT LUXURY IN PRESTIGIOUS PALM RIVER ESTATES! Welcome to this extraordinary, completely reimagined waterfront residence on beautif...
- 3 Beds
- 2.5 Baths
- 2026045426 MLS
Courtesy of Pelican Vista Realty.
Watch non-stop wildlife all day long as you take in gorgeous, wide water views. This lovely waterfront home on the Beautiful Isles of Capri, is what island dreams are mad...
- 3 Beds
- 2 Baths
- 226039381 MLS
Courtesy of Re/Max Alliance Group.
One or more photo(s) has been virtually staged, AI generated or rendered. Exceptional waterfront opportunity at 1630 Chesapeake Avenue in desirable Oyster Bay, near Roya...
- 4 Beds
- 3 Baths
- 226038819 MLS
Courtesy of Compass Florida LLC. 239-564-3819
WELCOME TO WATERFRONT LIVING AT ITS FINEST! Discover 173 Venus Cay, an exceptional 3-bedroom, 3-bath waterfront residence in the boating community of Port of the Islands....
- 3 Beds
- 3 Baths
- 226038178 MLS
Courtesy of Keller Williams Marco Realty.
One or more photo(s) has been virtually staged, AI generated or rendered. Discover the essence of Southwest Florida's coastal lifestyle in this beautifully designed Ke...
- 3 Beds
- 2 Baths
- 226038004 MLS
Courtesy of Waterfront Realty Group Inc.
BAY VIEWS, DIRECT GULF ACCESS & A PRIVATE BOATHOUSE! Discover the possibilities of waterfront living in this custom-built COURTYARD-STYLE HOME on Snook Bay in the Isles o...
- 3 Beds
- 2.5 Baths
- 226037574 MLS
Courtesy of EXP Realty LLC.
This completely remodeled, south-facing Conners waterfront home combines sophisticated interiors with exceptional outdoor living. Offering over 3,200 SF of living space, ...
- 3 Beds
- 3.5 Baths
- 226037381 MLS
Courtesy of William Raveis Real Estate.
BOATER’S PARADISE IN ISLES OF CAPRI. Experience the ultimate Southwest Florida waterfront lifestyle from this exceptional direct Gulf-access canal home, ideally positione...
- 5 Beds
- 4 Baths
- 226033550 MLS
Courtesy of John R Wood Properties.
An exceptional expression of contemporary waterfront architecture, this newly built canal-front residence embodies European refinement in Naples’ vibrant Bayshore Arts Di...
- 4 Beds
- 3.5 Baths
- 226036367 MLS
Courtesy of Premier Sotheby's Int'l Realty.
An exceptional opportunity to own a beautifully renovated, truly move-in-ready waterfront home in the heart of Royal Harbor, one of Naples’ most desirable boating communi...
- 3 Beds
- 3 Baths
- 226036243 MLS
Courtesy of William Raveis Real Estate.
Old Florida charm meets the ultimate Southwest Florida boating lifestyle! Set in sought-after Isles of Capri, this beautifully landscaped waterfront home offers the relax...
- 2 Beds
- 2 Baths
- 226035149 MLS
Courtesy of Premier Sotheby's Int'l Realty.
If you want gulf-access living in North Naples without the compromise, this is the one. A fully renovated single-family home in Gulf Harbor, west of US-41, with a private...
- 2 Beds
- 3 Baths
- 226033641 MLS
Courtesy of Realty One Group MVP.
Set on a quiet cul-de-sac in Brookside, 1765 Harbor Lane is a chance to build on the water less than a mile from Fifth Avenue South and the beaches of Naples. The existin...
- 3 Beds
- 2 Baths
- 226033962 MLS
Courtesy of Waterfront Realty Group Inc.
Discover a rare waterfront redevelopment opportunity in Seagate, an exclusive community of only 90 residences. Situated on a desirable 0.36-acre lot overlooking the tranq...
- 3 Beds
- 3 Baths
- 226033307 MLS
Courtesy of Xclusive Homes LLC.
Opportunity Knocks! Beautiful High & Dry (including garage) 3BR/2BA waterfront home on ISLES OF CAPRI with direct access to the Gulf in just minutes. This fabulous 0.31 a...
- 3 Beds
- 2 Baths
- 226030663 MLS
Courtesy of Compass Florida LLC. 239-207-1163
Picture this: you wake up, grab your coffee, and step out onto one of two big decks to catch the sunrise over the water, while watching the dolphins and birds, work the b...
- 3 Beds
- 2 Baths
- 226023624 MLS
Courtesy of Re/Max Alliance Group.
Tucked at the end of a quiet cul-de-sac in a gated community, this coastal cottage-style home offers the kind of privacy that's hard to find with just one neighbor and no...
- 3 Beds
- 3 Baths
- 2026034920 MLS
Courtesy of KW Florida Living. 239-677-8780
Come and see this spectacular home on Isle of Capri. Just minutes to Marco Island and within a short drive to all that Naples has to offer, this is one of the best areas ...
- 4 Beds
- 4 Baths
- 226028761 MLS
Courtesy of Local Real Estate Management.
A rare opportunity to enter this coveted waterfront community at it's most accessible price point. This refreshing three-bedroom, two-bath home offers an exceptional way ...
- 3 Beds
- 2 Baths
- 2026035400 MLS
Courtesy of Sellstate Advantage Realty.
Those who appreciate the Florida lifestyle know that an extraordinary setting is just as cherished as the residence it surrounds. Set on nearly three-quarters of an acre...
- 3 Beds
- 2.5 Baths
- 226024722 MLS
Courtesy of Gulf Coast International Prop.
Waterfront Living with Private Dock, Boat Lift & Sunset Views — A Rare Opportunity on the Gordon River Exceptional Waterfront Living — Naples, Florida Discover an e...
- 4 Beds
- 3 Baths
- 226026100 MLS
Courtesy of Waterfront Realty Group Inc.
Waterfront Living at Its Finest – Luxury New Construction with Gulf Access Perfectly positioned on a quiet canal in Brookside, just minutes from Downtown Naples and th...
- 3 Beds
- 3 Baths
- 226025159 MLS
Courtesy of Douglas Elliman Florida, LLC.
JUST COMPLETED--BRAND NEW SEAWALL, BRAND NEW DOCK, BRAND NEW 16,000 lb BOAT LIFT, BRAND NEW POOL DECK, and BRAND NEW BACKYARD WITH PUTTING GREEN OVERLOOKING THE GULF ACCE...
- 3 Beds
- 2 Baths
- 226023041 MLS
Courtesy of Equity Realty.
Welcome to 128 San Salvador Street in the Isles of Capri, where every day feels like a vacation and the water is your backyard. This beautifully updated waterfront retrea...
- 2 Beds
- 2 Baths
- 226022264 MLS
Courtesy of Coldwell Banker Realty.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program (BR Program) of M.L.S. of Naples, Inc. Properties listed with brokerage firms other than this company are marked with the BR Program Icon or the BR House Icon and detailed information about them includes the name of the listing brokers. The properties displayed may not be all the properties available through the BR Program. The information provided is for consumers’ personal, non-commercial use and may not be used for any other purpose.
Naples Gulf Access Homes Under $3 Million
You do not need a $10 million budget to keep a boat behind your house in Naples. These are single-family homes with a Naples address whose MLS listings report Gulf access, priced from $1 million to $3 million. The listings above update daily.
Market snapshot
As of November 2026, the MLS shows about 40 Gulf-access single-family homes with a Naples address between $1 million and $3 million, averaging roughly $1.8 million, with about 3 bedrooms and 2,000 square feet. Neighborhoods that appear often in this price range include Isles of Capri, Gulf Harbor, Brookside, The Cays, Royal Harbor, Palm River and Conners. Figures change daily; ask for a current report.
What to check on a Gulf-access home in this price range
- Route to the Gulf: the number of bridges and their clearance, and how long it takes to reach open water.
- Depth and canal width: confirm low-tide depth at the dock for the boat you own or plan to buy.
- Seawall, dock and lift: older homes often need seawall or dock work; get inspections and quotes.
- Flood zone, elevation and insurance: review the elevation certificate and get quotes during your inspection period.
- Location within Naples: a "Naples" mailing address covers a wide area, from Gulf Harbor near Vanderbilt Beach to Isles of Capri and Port of the Islands to the south and east.
Work with Glen Bigness
Glen Bigness of Premiere Plus Realty has been in real estate since 1986 and focuses on Naples and Marco Island waterfront homes. Tell Glen your boat, budget and preferred area, and he will send you matching homes, including new listings the day they hit the market.
Call or text 239-272-4663 or contact Glen. Own a waterfront home? Request a Naples waterfront home valuation.
See also: all Naples waterfront homes and Marco Island direct Gulf access homes.
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