Naples Gulf Access Homes $1 Million to $3 Million - Newest First

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program (BR Program) of M.L.S. of Naples, Inc. Properties listed with brokerage firms other than this company are marked with the BR Program Icon or the BR House Icon and detailed information about them includes the name of the listing brokers. The properties displayed may not be all the properties available through the BR Program. The information provided is for consumers’ personal, non-commercial use and may not be used for any other purpose.

Naples Gulf Access Homes Under $3 Million

You do not need a $10 million budget to keep a boat behind your house in Naples. These are single-family homes with a Naples address whose MLS listings report Gulf access, priced from $1 million to $3 million. The listings above update daily.

Market snapshot

As of November 2026, the MLS shows about 40 Gulf-access single-family homes with a Naples address between $1 million and $3 million, averaging roughly $1.8 million, with about 3 bedrooms and 2,000 square feet. Neighborhoods that appear often in this price range include Isles of Capri, Gulf Harbor, Brookside, The Cays, Royal Harbor, Palm River and Conners. Figures change daily; ask for a current report.

What to check on a Gulf-access home in this price range

  • Route to the Gulf: the number of bridges and their clearance, and how long it takes to reach open water.
  • Depth and canal width: confirm low-tide depth at the dock for the boat you own or plan to buy.
  • Seawall, dock and lift: older homes often need seawall or dock work; get inspections and quotes.
  • Flood zone, elevation and insurance: review the elevation certificate and get quotes during your inspection period.
  • Location within Naples: a "Naples" mailing address covers a wide area, from Gulf Harbor near Vanderbilt Beach to Isles of Capri and Port of the Islands to the south and east.

Work with Glen Bigness

Glen Bigness of Premiere Plus Realty has been in real estate since 1986 and focuses on Naples and Marco Island waterfront homes. Tell Glen your boat, budget and preferred area, and he will send you matching homes, including new listings the day they hit the market.

Call or text 239-272-4663 or contact Glen. Own a waterfront home? Request a Naples waterfront home valuation.

See also: all Naples waterfront homes and Marco Island direct Gulf access homes.